<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div dir="ltr"></div><div dir="ltr">Thank you for sending this. Interesting read. </div><div dir="ltr"><br></div><div dir="ltr">Mary Sullivan</div><div dir="ltr">14 33 Milestone, Kyburz, CA</div><div dir="ltr"><br><blockquote type="cite">On Nov 19, 2024, at 1:41 PM, mgbrattland@gerlecreek.com wrote:<br><br></blockquote></div><blockquote type="cite"><div dir="ltr"><meta http-equiv="Content-Type" content="text/html; charset=us-ascii"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 15"><meta name="Originator" content="Microsoft Word 15"><link rel="File-List" href="cid:filelist.xml@01DB3A87.FFF25870"><link rel="Edit-Time-Data" href="cid:editdata.mso"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:SpellingState>Clean</w:SpellingState>
<w:GrammarState>Clean</w:GrammarState>
<w:DocumentKind>DocumentEmail</w:DocumentKind>
<w:TrackMoves>false</w:TrackMoves>
<w:TrackFormatting/>
<w:EnvelopeVis/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:DoNotExpandShiftReturn/>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false" DefSemiHidden="false" DefQFormat="false" DefPriority="99" LatentStyleCount="376">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true" UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true" UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true" UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Smart Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Hashtag"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Unresolved Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true" Name="Smart Link"/>
</w:LatentStyles>
</xml><![endif]--><style>@font-face { font-family: "Cambria Math"; }
@font-face { font-family: Calibri; }
@font-face { font-family: Aptos; }
@font-face { font-family: "Century Gothic"; }
p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0in; font-size: 12pt; font-family: Aptos, sans-serif; }
a:link, span.MsoHyperlink { color: blue; text-decoration: underline; }
a:visited, span.MsoHyperlinkFollowed { color: purple; text-decoration: underline; }
p.msonormal0, li.msonormal0, div.msonormal0 { margin-right: 0in; margin-left: 0in; font-size: 12pt; font-family: Aptos, sans-serif; }
span.EmailStyle21 { font-family: Aptos, sans-serif; color: windowtext; }
.MsoChpDefault { font-size: 10pt; }
@page WordSection1 { size: 8.5in 11in; margin: 1in; }
div.WordSection1 { page: WordSection1; }</style><!--[if gte mso 10]><style>/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:"Times New Roman",serif;}
</style><![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--><div class="WordSection1"><p class="MsoNormal"><span style="font-size:11.0pt;mso-ascii-font-family:Aptos;mso-hansi-font-family:Aptos;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><div><div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-fareast-font-family:"Times New Roman"">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-fareast-font-family:"Times New Roman""> nfhnews@nationalforesthomeowners.org <nfhnews@nationalforesthomeowners.org> <br><b>Sent:</b> Tuesday, November 19, 2024 1:33 PM<br><b>To:</b> mgbrattland@gerlecreek.com<br><b>Subject:</b> Whoops! Here's the Real Latest - NFH FALL Newsletter<o:p></o:p></span></p></div></div><p class="MsoNormal"><o:p> </o:p></p><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="600" style="width:6.25in;mso-cellspacing:0in;background:#F1F1F1;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td style="padding:0in 0in 0in 0in"><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:1"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td width="100%" valign="top" style="width:100.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:1"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="background:#839935;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p class="MsoNormal" align="center" style="text-align:center"><span style="mso-fareast-font-family:"Times New Roman";mso-no-proof:yes"><img width="185" height="121" id="_x0000_i1027" src="https://cdn.ymaws.com/nationalforesthomeowners.site-ym.com/resource/resmgr/images/nfh_logos/nfhlogoweb_trans_whiters.png" data-unique-identifier=""></span><span style="mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p align="right" style="text-align:right"><strong><span style="font-family:"Arial",sans-serif;color:white"> </span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p align="right" style="text-align:right"><strong><span style="font-family:"Arial",sans-serif;color:white"> </span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p align="right" style="text-align:right"><strong><span style="font-family:"Arial",sans-serif;color:white">NFH Fall Newsletter</span></strong><b><span style="font-family:"Arial",sans-serif;color:white"><br><strong><span style="font-family:"Arial",sans-serif">November 2024</span></strong></span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr></tbody></table></td></tr><tr style="mso-yfti-irow:1"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:1"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="background:white;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p class="MsoNormal" align="center" style="text-align:center"><a href="https://458rl1jp.r.us-east-1.awstrack.me/L0/https:%2F%2Fcdn.ymaws.com%2Fwww.nationalforesthomeowners.org%2Fresource%2Fresmgr%2Fnfh_newsletter%2F2024%2Ffall_2024.pdf/1/01000193465837c7-51020a69-d5a7-4db0-adbe-603ffd80f73f-000000/k28-EbJtsPYnP8iEYSS0B3wjGz0=401"><span style="mso-fareast-font-family:"Times New Roman";mso-no-proof:yes;text-decoration:none;text-underline:none"><img border="0" width="268" height="348" id="_x0000_i1026" src="https://cdn.ymaws.com/nationalforesthomeowners.site-ym.com/resource/resmgr/nfh_newsletter/2024/fall_cover_2024.jpg" data-unique-identifier=""></span></a><span style="mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr><tr style="mso-yfti-irow:1"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><div align="center"><table class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0" style="mso-cellspacing:0in;background:#3E76DA;border:solid #3E76DA 1.5pt;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in;border-radius: 5px"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td style="border:none;padding:0in 0in 0in 0in"><p class="MsoNormal" align="center" style="text-align:center"><span style="mso-fareast-font-family:"Times New Roman";color:black;mso-color-alt:windowtext"><a href="https://458rl1jp.r.us-east-1.awstrack.me/L0/https:%2F%2Fcdn.ymaws.com%2Fwww.nationalforesthomeowners.org%2Fresource%2Fresmgr%2Fnfh_newsletter%2F2024%2Ffall_2024.pdf/2/01000193465837c7-51020a69-d5a7-4db0-adbe-603ffd80f73f-000000/z09wKFA2muNhc-Ee2K2IC6n3ALk=401"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:white;border:solid #3E76DA 6.0pt;padding:0in;background:#3E76DA;text-decoration:none;text-underline:none">Read NFH Newsletter</span></a> </span><span style="mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p></td></tr></tbody></table></div></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p><strong><span style="font-family:"Arial",sans-serif">Please Remember:</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><em><span style="font-size:10.5pt;font-family:"Arial",sans-serif">Pay your permit fees to the Forest Service AFTER December 20, 2024. The FS has extended time to pay to Feb 1, 2025. All fees paid after December 20 will go directly to the Forest Service for administration of this program and other recreation, per the Cabin Fee Act.</span></em><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p><strong><span style="font-family:"Arial",sans-serif">One Tract Association Turns 100...</span></strong><b><span style="font-family:"Arial",sans-serif"><br><strong><span style="font-family:"Arial",sans-serif"> Another Joins NFH as a 100% Member Tract!</span></strong></span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><em><b><span style="font-family:"Arial",sans-serif">Read More in NFH News</span></b></em><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><span style="font-size:10.5pt;font-family:"Arial",sans-serif">NFH continues to work diligently on restoring the cabin program and advancing our legislation to protect permit-holder rights. At the same time, we take time to celebrate cabin culture and the unique tracts and locations across the nation's forests. </span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><span style="font-size:10.5pt;font-family:"Arial",sans-serif">This issue highlights a fun community gathering in Minnesota, with cabin owners enjoying the company of their larger community and tribal neighbors. Plus a special anniversary for a tract association in Washington. </span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><span style="font-size:10.5pt;font-family:"Arial",sans-serif">The NFH Stewardship Committee is releasing a <em><span style="font-family:"Arial",sans-serif">Framework for Emergency Planning</span></em>, which is posted on our website. You will find it on the <strong><span style="font-family:"Arial",sans-serif">Before a Fire</span></strong> page which is linked in this enewsletter for your convenience. </span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><span style="font-size:10.5pt;font-family:"Arial",sans-serif">Want to know where our 2025 NFH Conference will be held? Read the newsletter and find out! <em><span style="font-family:"Arial",sans-serif">(Hint, it's on the back page.)</span></em></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman""> <o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr></tbody></table></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:1"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="background:#839935;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white">To unsubscribe, click </span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><a href="https://458rl1jp.r.us-east-1.awstrack.me/L0/https:%2F%2Fwww.nationalforesthomeowners.org%2Fadmin%2Fhttps:%2F%2Fwww.nationalforesthomeowners.org%2Fgeneral%2Fopt.asp%3Fe=mgbrattland@gerlecreek.com/1/01000193465837c7-51020a69-d5a7-4db0-adbe-603ffd80f73f-000000/IqyncibEATdaBM6ieLASNJ9h9rI=401" target="_blank"><b><span style="font-family:"Century Gothic",sans-serif;color:white">HERE</span></b></a><span style="color:white"> and clarify your preferences.</span><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td><td width="50%" valign="top" style="width:50.0%;padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes"><td valign="top" style="padding:0in 0in 0in 0in"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in"><tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr><tr style="mso-yfti-irow:1"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"><p><strong><span style="font-family:"Arial",sans-serif;color:white">Donate to NFH </span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p><p><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:white">Thank you for your continued support as a valued member. If you would like to make a contribution to our mission and show support for this member-driven organization, click <a href="https://458rl1jp.r.us-east-1.awstrack.me/L0/https:%2F%2Fwww.nationalforesthomeowners.org%2Fdonations%2F/1/01000193465837c7-51020a69-d5a7-4db0-adbe-603ffd80f73f-000000/YmIuBVPdAH7tUChKzL4trZ8Wg40=401" target="_self"><strong><span style="font-family:"Arial",sans-serif;color:white">HERE</span></strong></a>.</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes;height:11.25pt"><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td><td style="padding:0in 0in 0in 0in;height:11.25pt"></td><td width="16" style="width:12.0pt;padding:0in 0in 0in 0in;height:11.25pt"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr><tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes"><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td><td style="padding:0in 0in 0in 0in"></td><td width="1" style="width:.75pt;padding:0in 0in 0in 0in"></td></tr></tbody></table></div></td></tr></tbody></table></div><p class="MsoNormal"><span style="mso-fareast-font-family:"Times New Roman";mso-no-proof:yes"><img border="0" width="1" height="1" id="_x0000_i1025" src="https://458rl1jp.r.us-east-1.awstrack.me/I0/01000193465837c7-51020a69-d5a7-4db0-adbe-603ffd80f73f-000000/47QRq9iWvpDri0BUrIm6vrP2pWU=401" data-unique-identifier=""></span><span style="mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p></div><span>-- </span><br><span>Nssha mailing list</span><br><span>Nssha@nssha.org</span><br><span>http://lists.nssha.org/mailman/listinfo/nssha</span><br></div></blockquote></body></html>